Koopkrag offers the following to our consumer members:

  • BONUS Our consumer members earn bonus on purchases made with their card, if the account is settled in full by the third of the month. Unfortunately petrol purchases do not qualify for a bonus. There are two bonus categories:
    • Santam Insurance Premiums (7.0% in 2006).
    • Normal Purchases (4.15% in 2006).
    The bonus is credited on your December account which means more CASH in your pocket during the Festive Season!!
  • CONVENIENCE Our card has all the security features of a credit card. You can even use your card while you are on holiday. The following big retail stores are available countrywide (SHOPRITE, CHECKERS, CHECKERS HYPER, TRADE CENTRE, DION, GAME, ACKERMANS, WOOLWORTHS, TIGER WHEEL & TYRE, OK Furn, BATA & most of the PEP stores). You only have a single account to pay at the end of the month!
  • BUDGET FACILITY A Budget facility is available for more expensive items with monthly instalments of between three and twenty four months. The minimum amount is R300-00. The facility is available on request.
  • FUNERAL INSURANCE (Only for applicants under 60 years of age.)
POLICY FOR FAMILY
Standard Premium (monthly) R15.60 R20.40 R28.60 R40.80 R62.00
Cover on death of:
Main member, spouse & children 15 to 20 years R4000 R5000 R7000 R10000 R15000
Children 6 to 14 years R2000 R2500 R3500 R5000 R7500
Children under 6 years(Incl still-born) R1000 R1250 R1750 R2500 R3750

 

POLICY FOR SINGLE PERSON
Standard Premium (monthly) R7.00 R9.20 R12.90 R18.40 R27.90
Cover on death of:
Single person R4000 R5000 R7000 R10000 R15000
  • GROUP INSURANCE (Only for applicants under 54 years of age.) Should the member pass away, this scheme offers cover for partial or full payment of their account. Any surplus funds arising from claims will be made available to the spouse. The premium is R5-05 per unit per month.
Age as on date of death < 30 30-39 40-49 50-59 60-69 70+
Amount in Rand per unit R12000 R10000 R7000 R4000 R2000 R1000
  • PERSONAL LOANS Available to consumer members at competitive interest rates.
  • HIRE PURCHASE Make use of our hire purchase facility to buy that longed for car, furniture, caravan etc. Our interest rates are extremely competitive.
  • SANTAM SHORT-TERM INSURANCE For a free quote phone (012) 348-5452. Not only will the monthly premium be affordable, but you will also earn a yearly BONUS on your premiums, regardless of any claims during the year.

 

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